https://youtu.be/ejGJGDIHwtg VIDEO DIALOGUE A quick disclaimer - I’ve said it before and I’ll say it again - I’m not a mortgage broker. But I get asked about this all the time, so I’ll tell you some of the same things that I might tell a client. The general response you’ll get from a mortgage broker is that an FHA loan allows for lower credit scores and can be easier to qualify for. However, conventional loans may not require mortgage insurance [...]
https://www.youtube.com/watch?v=1PAe0zDdjbs VIDEO DIALOGUE As a REALTOR, something that comes up fairly often for everyone from first time homebuyers to investors is the question about how purchasing and renovating works. Or buying a “Fixer Upper”. Where this can be an appealing option for the right person, this home buying option does have it’s pros and cons. One great thing about FHA and Conventional Purchase and Renovate (or rehab) loan products, is that the buyer can typically afford more “house”, [...]
https://www.youtube.com/watch?v=UWQpfW64oa4 VIDEO DIALOGUE Selling your house during the COVID-19 pandemic is a personal decision. And not an easy one to make. Today I want to go over some of the relevant financial variables, obvious health concerns and some of the local government regulations to help aid in this decision making process. Now, you had plans to sell your home when the virus came to our city, like others in our town. Considering that there will be lingering effects [...]
https://www.youtube.com/watch?v=N4vmlMA17yI VIDEO DIALOGUE A quick disclaimer before we get into this topic. I’m not a mortgage broker, I’m a REALTOR. And for the best advice on how to get approved for a loan, you’ll want to talk with a mortgage broker. If you don’t have those contacts, I am happy to send you mine and if you have your own agent they probably have their contacts as well that they can share. Now let’s talk a little [...]
https://youtu.be/AHcennSIqdE VIDEO DIALOGUE Let’s ignore the elephant in the room for a moment and talk about something that seems to be on a lot of people’s minds right now. Should I buy a house right now? It’s a question that applies to both buyers and sellers because inventory can be directly related to demand in this industry. Sellers always ask me, “when is the best time to sell?” I think at a time like this, it’s important to look at [...]
https://www.youtube.com/watch?v=t8BcKIQTdyU VIDEO DIALOGUE: REALTOR’s Log: Coronavirus, COVID-19 Quarantine, day 436. It’s been a long hard road for all of us here. I’ve been scanning meme’s daily, trying to make sense and sensibility of this mess. The president doesn’t appear to know what’s happening any more than the rest of us, local government is answering questions with... answers… and the Tiger King is still after Carole Baskin from the other side of the moon. What’s happening in Real Estate? [...]
https://www.youtube.com/watch?v=45oh-X1eiI4 VIDEO DIALOGUE Leading up to what appears to be two of the craziest weeks you or I will ever experience in our lifetimes, I thought it might be a good time to just share something positive and not talk about business so much. Last week we lost one of my musical heroes, Bill Withers. I happen to be fortunate enough to work with his daughter in Los Angeles and meet him a time or two. Today I’m [...]
https://www.youtube.com/watch?v=5KML2upn_LQ In a short time, the world has changed a lot. What happens when you’re trying to buy or sell a home, and something like this comes up? What can you do, and what are we doing in the real estate community? UPDATE: You should be wearing a mask. Homemade is fine. Just cover your face to keep you from touching it, and to avoid coughing or sneezing on anyone. The key here is to avoid the type [...]
https://youtu.be/5DrInKz3ER0 VIDEO DIALOGUE Are you staying at home? If not, you should be, at least as much as possible. I know that I’m doing my best to continue working, by previewing homes for people, armed with hand sanitizer and a mask if needed. This is a trying time for all of us, with a lot of uncertainty. I’m also doing my best to answer questions as they come up for my clients and others regarding the crisis at hand. And one [...]
https://www.youtube.com/watch?v=PSRF6YpE_lI VIDEO DIALOGUE: It’s Buyer’s season. And it can be very competitive out there. Paired with the inherent difficulties of buying property, this can make the buying process long and difficult. But don’t be discouraged. I wanted to throw out a couple suggestions I tell my clients when we’re looking at houses this time of year in particular, but it’s good advice for any time of year and most markets I’m sure. When I first start looking with [...]
